Why won’t Shein accept my credit or debit card?

Shopping on Shein with a credit or debit card is very easy: just enter the name of the cardholder, the card details and that's it, in a few minutes your order is done.

But sometimes it can fail. Want to know why? Today we are going to explain the most common reasons and how to solve every issue.

Error when paying with a credit card in Shein

Usually, the error appears just after adding your card details: a message in Shein warns you that the payment could not be processed and has been rejected. A message signaling that an unexpected error has occurred during the authorization process will show up and offer you to switch your payment method or change your card data.

These are the most common reasons for the error:

Incorrect data

If you enter the card data but fail to properly type in any of them (either the card number, expiration date or CVV security code), the payment will not be processed. Nowadays, payment management programs can detect if there is any card data that does not match. In this case, the solution is to re-enter the data.

Problems with the card

It may also be that there is a problem with the card, the most common issue is that you do not have enough balance and therefore the purchase can not be managed. To fix this, you just have to access your bank and see if there is a problem with your card. In case there you find nothing wrong, read on because the problem is no longer up to you.

Temporary failure

All online stores can have temporary problems, especially in times of high volume of orders when there are many people buying at once and the payment systems are collapsed. In this case, we recommend you to wait a bit before trying to pay for your order again.

Security error

Shein may block the payment of an order if it detects that the data does not match. Usually, you are asked to place the order again, and you will receive a message explaining the situation and offering you a refund that will be added to your account in a 7 to 14 working days process, depending on your bank.

If you talk to a Shein agent through the chat, they may ask you to verify your identity with a photo of your identity card and a photo of your credit card.

Although Shein is a trusted site, you may not want to provide these documents, so if you want to avoid personal data, here are some alternatives to pay by credit or debit card.

What to do if you can't pay by card on Shein

These are the best alternatives if you can't pay with your card at Shein.

Pay with a credit card through PayPal

The best alternative is to use PayPal, the popular platform to pay online securely and easily. You can use PayPal as a payment method on Shein even if you are not registered, you just have to add your card details, and it will be charged to your account.

We recommend you to register with PayPal: it is a payment method accepted by many online stores and allows you to pay with your credit or debit card, but also with a bank account. In addition, if you have a problem with a purchase, they can hold the payment or even handle an incident with the store.

Delete the basket and buy again

Sometimes we leave products in the basket for a while before buying. Sometimes, when managing the purchase and paying, it appears that the order cannot be managed. In this case, it is an error of the platform.

The solution is to remove all items from the basket, add them again and manage the purchase. In order not to forget anything, write down the codes of the products to add them again.

Check with your bank

If you have made several payments with the wrong data, it is possible that your bank may block your card for security reasons. This happens when you put the wrong password and insist several times to make your purchase, it will not let you pay either with PayPal or directly with your card in Shein.

The only solution is to talk to your bank because they will have blocked your card and you will not be able to make any online purchases. Some banks have 24/7 customer service.

Contact Shein

Finally, remember that Shein has very efficient customer service. They will answer all your doubts and questions through their chat or by message.

Just click on this link to access Shein's customer service center. Their agents will be able to review your orders and see in more detail why your payment has been rejected.

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