So, you have your AliExpress purchase ready in your cart, you are going to pay and you think: “What payment method should I choose now, are they all equally good?”
Just so you don't get overwhelmed by so many payment methods available, we'll analyze them to see which one is the most convenient for you.
Remember: you can read the official documentation on AliExpress payment methods by clicking here.
Are all AliExpress payment methods reliable?
First of all, we're here to assure you that all payment methods offered by AliExpress are 100% reliable.
A company as important as AliExpress would not risk losing the trust of its buyers by accepting a payment method that is not secure.
Best AliExpress payment methods
While it is true that all AliExpress payment methods are reliable, some can benefit you more than others.
So, let's look at them all in order of (our) preference:
1. Alipay (debit or credit card)
Main article: AliExpress and Alipay
Availability: Worldwide
Rating: ⭐⭐⭐⭐⭐ (excellent)
AliExpress created Alipay to handle payments on AliExpress. Their system is very similar to PayPal: they hold the payment, until we confirm that our order has arrived in good condition.
All payments you make by debit or credit card are made through Alipay, so if you have ever paid by debit or credit card on AliExpress, you may have already set up your Alipay account without realizing it.
Alipay is available in any country in the world
Alipay is AliExpress' payment method per excellence and the most used today, as it is the only one that the website offers in any country in the world.
As you may have noticed, AliExpress has made a strong commitment to its payment method and offers you bonuses if you use it (for every three purchases you get a small discount).
In Alipay you can link any credit or debit card of the following types:
- Visa
- Mastercard
- American Express
- Maestro
- Diners Club
- JCB
- MNP
- Discover
- Hipercard
- elo
- Troy
Virtual or prepaid cards: the alternative if you don't have a credit or debit card
If you don't have a credit or debit card or prefer not to share your bank details on AliExpress (although there is no reason to be suspicious), you can always get a virtual or prepaid card. These cards can be recharged with the amount you want, so you can never be overcharged.
(We insist: we are not aware that this has ever happened).
These cards are free and you can use them to pay on Alipay without any problem.
If you want to read more about this payment method read our article on Virtual Cards in AliExpress.
2. Paypal
Main article: Does AliExpress accept PayPal?
Availability: only some countries, such as USA, UK, Australia, Canada… (full list here)
Rating: ⭐⭐⭐⭐⭐ (excellent)
As you may already know, Paypal is a payment platform that allow us to link our bank details to an email. Then, we can pay with that email in a simple and secure way.
Also with Paypal your bank details are never shared with the online store: to pay, you are redirected to Paypal and there you confirm the payment.
Pros
Undoubtedly, Paypal is the preferred payment method for many, as it is known worldwide and many online stores offer it as a guarantee of security to attract new buyers.
In addition to how convenient their email system results, there is a great advantage: if you have problems with an order and the AliExpress dispute has not been favorable, through Paypal you will always be able to claim your money back again.
Also with Paypal you can pay for your purchases on AliExpress without having a debit or credit card: you only have to make a transfer from your bank account to Paypal to have credit available at the time you're going to pay for your order.
Cons
Paypal's biggest drawback is the love-hate relationship it has with AliExpress. This means that in the countries where it is available, the terms and conditions change every few months. It also tends to disappear as a payment method.
Evidently, AliExpress's goal is to boost its payment method (Alipay), ahead of all others. That is why it is clear that its biggest rival is Paypal, although at the same time, having Paypal available is attractive for new buyers because of its reliability.
3. Google Pay / Apple Pay
Availability: United States, Spain and other countries
Rating: ⭐⭐⭐⭐ (remarkable)
Google Pay and Apple Pay are mobile payment services to store your debit or credit card in your smartphone and quickly pay for any purchase from your smartphone without having to re-enter data.
On AliExpress, this payment method will be available to you depending on whether you are browsing from an iOS (Apple Pay) or Android (Google Pay) device.
If you prefer not to have any card stored in AliExpress and you don't have Paypal, this is a good option.
Other methods
Webmoney
Availability: Germany, Portugal, Chile, Colombia, Argentina, Perú…
With Webmoney, you can pay for your AliExpress purchases without paying foreign exchange fees. Of course, the site charges a small fee for this transaction (even so, it's still worth using it).
Remember that AliExpress only accepts as currency the US dollar, euro, pound sterling and Russian rubles, so in countries with a local currency different from these, banks apply a commission for currency exchange (so it is interesting to use this type of payment platforms).
Qiwi
Availability: United Kingdom
Qiwi is an e-wallet in which we can save our money to recharge our prepaid Visa card, whether physical or virtual.
iDeal
Availability: Netherlands
iDeal is a secure payment system for electronic commerce: once you have registered, you can pay by bank transfer just by indicating your bank account number, username and password.
Klarna
Availability: Germany, Netherlands
Klarna allows you to pay for your purchase only when you have received it and also offers you protection in case of problems with the order.
This service has no costs (they will only charge you interest if your account does not have money when the charge is passed to you).
Sofort
Availability: Germany
With Sofort you can easily pay for your purchases by bank transfer.
You just have to register in Sofort and when you choose this payment method, AliExpress will redirect you to its website. Now enter your account number, username and password and confirm the payment.
Giro Pay
Availability: Germany
Giro Pay is a system very similar to Sofort: you can pay by bank transfer by registering on their website and entering your bank details to make the purchase.
Oney (financing)
Availability: Spain
AliExpress has recently included payment in installments through the financial company Oney, something that many of us have been asking for for a long time.
Oney lends you the money for your purchase, so that you can pay it back in 3 or 4 installments, paying a small interest. As long as you meet these conditions, you can apply for this payment method:
- Make a purchase between 50 and 2,500 €.
- Pay with a Spanish Visa or Mastercard credit or debit card.
- No prepaid, virtual or American Express cards are accepted.
- The bank card must have an expiration date longer than the chosen terms.
This is very interesting if you need to buy something of higher value, but you don't want to spend all the money at once.
Blik
Availability: Poland
Blik is a payment service provider available in 15 Polish banks.
It is very simple to use: you will only have to have this service active in your online banking and once you confirm the payment in AliExpress, you will receive a code in the bank's app that you will have to enter to finalize your purchase.
Przelewy24
Availability: Poland
With Przelewy24 you can make your payments by bank transfer (you just have to register on their website and enter your details to pay on AliExpress).
PayU
Availability: Poland
PayU is a platform that allows to pay your AliExpress purchases with cash. You will receive a code to be able to complete the payment at any affiliated ATM.
By country
We're aware that our readers come from many different countries where the payment methods we mentioned above may or may not be available. That's why we've compiled a list of payment methods available per countries where AliExpress is also available.
United States
- Paypal
- Alipay
- Google Pay and Apple Pay
Australia
- Paypal
- Alipay
Brasil
- Alipay
- Paypal
United Kingdom
- Alipay
- Paypal
- Google Pay/Apple Pay
- Qiwi Account
Germany
- Alipay
- Paypal
- Sofort Bank
- Google Pay and Apple Pay
- Klarna
- Giro Pay
- WebMoney
Italy
- Alipay
- Paypal
- Google Pay and Apple Pay
France
- Alipay
- Paypal
- Google Pay and Apple Pay
- Oney
Netherlands
- Alipay
- Paypal
- Google Pay and Apple Pay
- iDeal
- Klarna
Portugal
- Alipay
- Paypal
- Google Pay and Apple Pay
- WebMoney
Pakistan
- Alipay
- Webmoney
Canada
- Alipay
- Paypal
Philippines
- Alipay
- Webmoney
Nigeria
- Alipay
- Webmoney
Croatia
- Alipay
- Webmoney
Bangladesh
- Alipay
- Webmoney
Malaysia
- Alipay
Poland
- Alipay
- Google Pay and Apple Pay
- Blik
- Przelewy24
- PayU
Which one is the best?
In our opinion, and without knowing all the local payment methods in detail, both Alipay and PayPal are excellent options. The first one has always good discounts and the second one gives you an extra buyer protection.
65 Comments
No comments found
pls can valve card be accepted for begginers(Nigerian)
Hi
I’m interested and want to know how I can pay from Papua New Guinea.
Please help…
Will i have to pay with an international card ? Like can i use my country’s bank card?
Hey I’m in Germany and I’ve been trying to buy hair on Ali express with my Commerzbank bank debit card but every time it declines and it’s not accepted .what could be the problem ??
Hi,
I am wondering how to get a payment password. The seller is going to give me free shipping because of the quantity I am buying. He said to do a payment password so I could alter the shipping amount or something? Just not sure how to do this.
Thanks
Oui pareil c mon cas j comprend rien ,est ce que vous avez compris comment obtenir ce mot de passe . Merciii d m répondre
Hi , can I pay with Webmoney Paymer in Aliexpress?
Please can I make payments on Ali express using an amazon gift card or Walmart steam?
I entered my visa debit card number but it does not work. It shows ‘declined’. Why does it show ‘declined’?
What is Ali express account no for transfer
Money from Pakistan through bank
Hi , I ‘m in Burundi .I am interesting to buy electronics instruments , but don’t know the best way of the payment for those who don’t VISA or MASTER CARD, etc…
Hi, I’m in South Africa. I would like to purchase software. What is the best ways to pay for it. The payment for the software must it include the shipping amount?
How can I pay from nepal? I don`t have the card said above.