At first, AliExpress allowed its clients to make credit card payments through Paypal. However, due to the high commissions imposed by Paypal, AliExpress no longer offers this payment system. By contrast, AliExpress has reinvented itself and now it has its own credit card payment system, which resembles Paypal in may ways and offers the same security. So, how does the AliExpress Paypal system work?
We recommend you click on the Buyer Protection section, found at the upper side of their homepage. This will give you an idea of AliExpress’ payment policies.
When you make a payment in AliExpress (AliPay) with your credit card or debit card, they (like Paypal) act as intermediaries between the seller and the buyer. AliExpress holds your money until you receive the product and check its in perfect condition. AliExpress pays the seller only after this requirement is met. This way, you’ll be able to use your card without risks, as you are making a payment to a company with authority and reputation. We think that this type of “Escrow” system AliExpress uses is reliable; by retaining your money, AliExpress can safely protect the client in case of dissatisfaction with the product and/or dispute with the seller. This way if you are not satisfied you will get a refund. In addition when we use this card payment method, your personal data is protected by VeriSign SSL encryption.
Aside from the “Escrow” system (similar to Paypal), AliExpress offers other payment methods, such as Qiwi Wallet, Webmoney and bank slip. If you are still afraid of buying in the Internet, worry not, there are still even more payment methods. For example, there are banks that emit virtual cards that you can add credit to when you want to make a purchase.
Although AliExpress and Paypal don’t have a mutual agreement, AliExpress offers a credit card payment service very similar to Paypal and very reliable. Our advice is that you always pay through AliExpress and not directly to the seller. This way, you’ll avoid possible problems with the seller and you’ll make sure your money is in good hands until you get your product and qualify it.
If you are searching for specific brands and are having trouble finding them, we recommend you read our article on How to Find Brands on AliExpress.