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AliExpress / How To / 💳 Payment methods accepted by AliExpress: How can I pay? Which one is better? Is it safe?

💳 Payment methods accepted by AliExpress: How can I pay? Which one is better? Is it safe?


You can view all types of payment methods directly on AliExpress by clicking here.


Contenido

  • 1 Before you start: payment methods and security when paying in AliExpress
  • 2 What is AliPay by AliExpress? Is it an effective payment method?
  • 3 Frequently asked questions about payment methods at AliExpress
  • 4 Want more tips and tricks for safe shopping on AliExpress? Check out our tutorials

One of the main doubts when buying on AliExpress is how to pay and what is the best method of payment when buying on this platform. That is why in this article we are going to explain in detail the payment methods in AliExpress. We will go over the different methods one by one and explain the advantages and disadvantages of each one.

Before you start: payment methods and security when paying in AliExpress

In these times, it is normal to have doubts before buying from any online site since you never know who is behind it. But AliExpress is a worldwide known shopping platform where millions of people already buy. In addition, you can be totally confident because AliExpress works with an Escrow system, which means that your money is protected and the seller will never receive your payment details and will only receive the money when you confirm that everything has arrived safely. In addition, AliExpress protects all your payments using the latest encryption systems from Visa, Mastercard, and VerisignSSL.

On the other hand, AliExpress uses the HTTPS protocol on its website, through which the data you exchange between your computer and the server travel encrypted, and can never be stolen by third parties. In short, buying from AliExpress is safe because its platform has multiple encryption systems for your peace of mind. If you want more information, we explain what are the measures of AliExpress to avoid scams.

What forms of payment does AliExpress support?

Now that you know that you can have peace of mind when you buy from AliExpress, let's focus on the payment methods this platform accepts, their advantages and disadvantages.

 1 – Pay by credit or debit card

It is the most used payment method by buyers since banks are increasingly providing facilities to get cards without extra costs. AliExpress accepts credit and debit cards from the famous banks Visa, Mastercard, Maestro, or American Express. It also accepts cards from local entities around the world such as Amex, JCB, Diners Club, Discover, MIR, Hiper, Elo, Troy, Carte Blue, and Local credit card.

It doesn't matter which bank you are from, nowadays all banks use cards from these entities. If you cannot pay with your card, check that you are entering the number correctly and contact your bank, as some cards may have payments blocked in a foreign currency or do not have the option to make purchases online.

You can also pay with prepaid cards / virtual cards, which have the advantage of being more secure since you can only spend the money you have previously deposited. We have an article dedicated to prepaid and virtual cards where we explain how they work.

If you have cancelled an order or won a dispute and are waiting for a refund, please note that it takes a few days and the refund will arrive on your credit card as a return transaction. If your card has been cancelled or has expired, it will most likely reach the balance of the associated bank account but it is best to contact the entity that issued the card.

2 – PayPal

Recently AliExpress is offering the possibility to pay with PayPal in some of its stores again. This method of payment has a great advantage, and that is that we can associate our bank account to the PayPal account so that we can buy from AliExpress even if we don't have a credit card.

However, not all sellers accept payment by PayPal and if they do, we'll have to pay a small extra commission charged by Paypal for their service. This is a fee of $0.8 when the order is less than $20 and 4% of the order amount when the order is over $20. In our Guide to paying with PayPal at AliExpress we have attached a list of vendors that accept PayPal.

In case of a refund or after a dispute, we will receive the money in our PayPal balance. When it reaches us, we can choose to leave it as a balance in our PayPal account or transfer it to our bank account or credit card.

3 – Western Union

Although less known, it can also be paid through Western Union. However, we can only pay for purchases over $20 and the process is much slower than with other payment methods: we will have to go to an office, fill out the form and wait up to 3 days for the payment to be verified. You can find more information about this payment method here.

The payment is made from individual to company and Western Union will charge us a commission for the transaction that can go from 5 to 18 dollars depending on the amount of the purchase. If we have a problem with the purchase and need to receive a refund, AliExpress will provide you with a code to request the money through Western Union and again, you will have to pay another commission. As you can see, there are so many commissions that we do not recommend this method of payment.

4 – Wire transfer

This is one of the least recommended forms of payment, as orders over $20 can only be paid by bank transfer. You will also have to pay in dollars and make an international transfer. Most banks charge for making international transfers, and it is the buyer who must assume the cost. In short, it is better to opt for another payment method that we have talked about.

5 – Other payment methods

There are also other less usual payment methods such as Webmoney or Yandex.money (for Russian customers). QIWI, DOKU, Ticket, TEF, Ideal… Here you will find all the payment methods accepted by AliExpress although the best and most used are the previous ones.

What is AliPay by AliExpress? Is it an effective payment method?

AliExpress is part of the AliBaba group, one of the largest companies in China. In its home country, it has other sites and also has its own payment method called AliPay. In China, AliPay is a mobile payment method, a kind of Chinese PayPal. However, in AliExpress it has a very different function.

In AliExpress, AliPay works as a payment manager for the platform. We could say that it is the department of AliExpress in charge of making payments, returns, verifications, saving your card data with total security… It seems that it will have more and more weight as we explained in our article AliExpress pushes through its payment system AliPay.

Frequently asked questions about payment methods at AliExpress

We know that you have many questions about how to pay at AliExpress, we have collected the ones you leave us in the comments section so that you can find your answer here. Many are answered in the AliExpress customer service center which you can find from this link and where you also have a search engine in which you can enter the keywords of your problem to find an answer.

Can I make cash on delivery payments at AliExpress? Can I pay in cash?

No, AliExpress does not accept cash on delivery, it is a payment method that few pages accept as it has a great risk for them. If the problem is that you prefer to pay in cash, the only payment method that comes close is MercadoPago or Western Union, on the other hand if you don't want to link up with any bank it is best to opt for prepaid cards or virtual cards.

Can I pay in installments at AliExpress?

Similarly, AliExpress does not allow payment in installments. However, there are many credit cards that can finance your purchases in installments, some with very low interest rates, so it is best to ask your bank if you can pay in installments and what the conditions are.

Can I pay in my local currency?

Currently, AliExpress accepts US dollars, British pounds, Euros, and Russian roubles. Therefore, if your local currency is one of these, you will not have any problem, you will be charged in the same currency you have chosen.

If your local currency is not one of these, your bank will take care of the exchange (from dollars to your local currency). That's why it's important that you ask your bank what exchange rate it will apply when you pay and if there is any commission charged for paying in foreign currency.

Why have I been overcharged?

If your local currency is not accepted by AliExpress, payment will be made in dollars. Therefore a dollar conversion will be made to your local currency. This may have a small commission for currency exchange. In addition, your bank may charge you certain fees per transaction or service. For more information, we recommend that you contact your bank and request a transaction detail where you can see the currency exchange rate applied and possible fees.

Does the price I paid include customs?

On most international shopping sites, customs must be paid by the buyer since each country has its own customs regulations. There are some sellers who can ship with private courier including customs costs, but this is something you will find in high-value products such as vacuum cleaners, bicycles, appliances, electronics… The seller has to put it clearly in the advertisement.

Why do I have unpaid items?

If you have made a payment and then it appears as pending payment, the first thing you should check is that the order has not been duplicated. But if you have not duplicated the order and you have already paid, we recommend you contact the entity that you have made the payment to see if they have processed the purchase or with the customer service via chat or form by clicking here.

What should I do if AliExpress has refused my payment? Why was my order cancelled?

You may place an order and after a few hours or days, it will appear as completed. The reason why AliExpress has refused payment or has cancelled the purchase is for security reasons, because you have requested the cancellation of the order or because the seller has not sent the order within the determined preparation time. For more information, you have to go to your order list and see the detail of your order.

When I pay I get a payment error, how do I fix it?

But it may also be that when you make a payment you get an error message. You can find more information at this link. Here is a summary of the most common reasons why an error code appears:

  • CSC_7200011 – You don't have enough money on your card or account
  • CSC_7200015 – Payment rejected by the bank or payment entity.
  • CSC_7200022 or CSC_7200051 or CSC_7200001 – Currency or card not compatible with AliExpress payments.
  • CSC_7200026 – It is necessary to verify the card for security reasons.
  • CSC_7200034 – Information is missing from the order (check the address or check Alipay account).
  • CSC_7200012 – Incorrect card expiration date or expired card
  • CSC_7200020 – Incorrect card information.
  • CSC_7200040 – Bank restricted card.
  • CSC_7200006 – Payment currency not supported. You must pay in USD.
  • CSC_7200009 – Card or bank account limit exceeded.
  • CSC_7200021 – Incorrect CVV code. Please check the payment information.

What is the CVV code requested by AliExpress?

When paying by credit card, AliExpress will ask you for the following information:

  • Cardholder's name: Full name that appears on the card, no matter if it is different from the shipping address.
  • Card expiration date: Appears on the front of the card, in month/year format.
  • CVV: Security code that appears on the back of the card. It has 3 numbers.

This information is available whether you are paying with a debit or credit card or paying with a virtual/prepaid card. If you are not sure, it is best to contact your bank.

I need to verify my card/account, is it safe to send the documentation to AliExpress?

Sometimes AliExpress asks us to verify our account data for security purposes. You will be asked to claim through AliPay and send information to verify your identity (ID card, passport, driver's license…) and that the credit card is yours (photo of your card). This is totally safe, but you must do it through the AliExpress platform. If you want to cover certain information for security, in the credit card you can cover certain numbers minus the last 4 digits of the card. Click here to find out what information you must provide and how to upload it to make the appeal.

Why are certain payment methods not available?

Sometimes, we are unable to pay with certain payment methods. This happens when the seller doesn't accept this payment method (which is very common with PayPal), when the country doesn't have that payment method available, or when the purchase amount doesn't reach the minimum payment amount (for example, in the case of paying by bank transfer or Western Union).

How to add or change the card in AliExpress?

Adding or changing a card in AliExpress is very easy. These are the steps you have to follow:

  1. When making the payment, select “Other payment methods”.
  2. You will now be able to link a new card to your AliExpress account.

And how will I receive my money in case of a refund?

In the case that you cancel your order or if what you have received is not what you expected and you have opened a dispute resolved in your favor, you will surely wonder how you will receive that money. The money will arrive at you by the same payment method you used, for example, if you paid by credit or debit card, the money will arrive to the bank account linked to that card.

If you paid by Western Union, you will have to make a bank transfer to your account, at a cost of $15. Here you will find more detailed information about refunds at AliExpress.

To learn how to request your money when you have a problem, we recommend our Guide to Claims, Disputes, and Refunds at AliExpress. And if you have already requested a refund and have not received your money, we have an article on What to do if you have not received your money back at AliExpress.In summary: what is the best way to pay for a purchase at AliExpress?

We cannot say which is the best method of payment as each person will find one type of payment more convenient than another. In general, it is becoming easier and easier to get credit and debit cards, so we find it one of the simplest and most reliable options. And without a doubt, the least recommended are Western Union and bank transfer because of the slowness and the extra expenses that they can involve.

Want more tips and tricks for safe shopping on AliExpress? Check out our tutorials

As you can see, paying on AliExpress is very easy. But there are local alternatives as we explained in the Local Shopping Guides at AliExpress. We recommend that you read them for more information on how to buy and pay on this platform from your country:

  • How to Buy from Canada on AliExpress
  • How to Buy from the United Arab Emirates on AliExpress
  • How to buy on AliExpress from India
  • How to buy on AliExpress from Australia
  • How to Buy from France on AliExpress
  • How to buy on AliExpress from the United Kingdom
  • How to buy on AliExpress from the United States
  • How to buy on AliExpress from Germany
  • How to buy on AliExpress from Portugal

This article is part of our tutorial section where you will find many more tips and tricks to help you make better purchases on AliExpress. If you still don't know well this Chinese sales page I recommend you read our Ultimate AliExpress Guide where we explain how to start shopping.

Comments

  1. Milos says

    March 1, 2019 at 8:06 pm

    Does AliExpress accepts PRE-PAID Visa/Master Cards ?

    Reply
    • Racheed Muthue says

      August 29, 2019 at 6:45 am

      As far as know, YES, PRE-PAID Visa/Master Cards is accepted since I’m using this method for years now without any problem…

      Reply
      • Long Duck Dong says

        October 1, 2019 at 10:12 pm

        Yes, they do. The problem is that from within the US you can not use a Visa / Master Card. The US government has imposed restrictions on sending money overseas because they might lose out on 5 cents worth of tax.

        Reply
        • J says

          November 18, 2019 at 5:33 am

          What about Canada. I’ve tried several times to get the prepaid card to work but doesn’t register for some reason.

          Reply
    • Lula says

      August 26, 2020 at 10:23 am

      Hi,my name is lula I’m from Ethiopia, I want to shop but but there is no option for payment. Because I only use local bank

      Reply
  2. tina says

    March 30, 2019 at 3:24 am

    hi
    just wondering are there any charges using your visa debit card?

    Reply
  3. malia mohammed boye says

    May 25, 2019 at 11:34 pm

    how will I process the westen union payment to aliexpress

    Reply
  4. Mahek says

    June 8, 2019 at 9:32 am

    Can I give money by cash on delivery method ?????

    Reply
  5. Christiana says

    June 28, 2019 at 1:53 pm

    can I pay cash after delivery?

    Reply
    • Anonymous says

      July 14, 2019 at 12:48 pm

      Do you have an answer? I plan on doing that too but im not sure if im allowed to do that

      Reply
      • Shuja says

        December 8, 2019 at 4:07 pm

        Yes you can but they will charge you extra approx 5 dollar.

        Reply
    • Racheed Muthue says

      August 29, 2019 at 7:01 am

      No! it’s not accepted for purchase on Ali Express!

      Reply
  6. Henry says

    July 5, 2019 at 10:37 am

    does Ali express demand for user I D during payment with master or prepared card

    Reply
  7. Ogwang Jonathan says

    July 29, 2019 at 1:47 pm

    I am in Uganda, but whenever I enter my debit card number to process payments, its denied. What could be the problem?

    Reply
    • Nobody says

      October 29, 2019 at 7:51 pm

      Maybe your card is not master/visa card or the bank is not accepted.

      Reply
    • Agit says

      December 25, 2019 at 4:21 am

      Can i pay with skrill- prepaid master card?

      Reply
  8. Aella ereso says

    August 10, 2019 at 6:50 am

    Do you do terms in paying via credit card?

    Reply
    • Racheed Muthue says

      August 29, 2019 at 7:05 am

      It’s your credit card issuer to give you these options for making payment online!

      Reply
  9. HAbib khan says

    August 16, 2019 at 3:07 pm

    Does Ali express accepts payments from Pakistan through telenor easy paisa account? If this not works then which method of payment is acceptable from Pakistan?

    Waiting for your prompt reply

    Reply
    • Racheed Muthue says

      August 29, 2019 at 6:54 am

      Only prepaid credit MASTER/VISA or MASTER/VISA credit card is accepted…

      Reply
    • Aslam says

      February 2, 2020 at 5:33 pm

      Use mcb lite or ubl virtual wiz card

      Reply
      • Ali says

        April 30, 2020 at 3:31 am

        Bro, does Habib metropolitan visa debit card accept on aliexpress? And does bank take some charges on paying in us dollars online? As it requires payment in dollars.. Please guide me.. I also have Union pay debit card of AL Habib..

        Reply
        • Ubaid Hassan says

          December 5, 2020 at 8:26 pm

          Did you find the solution or the alternative…?
          I also have the UnionPay Card.

          Reply
  10. Adebayo says

    August 19, 2019 at 1:12 pm

    Thanks.i used MasterCard credit card to pay but will be switching to visa card.

    Reply
  11. rony says

    August 23, 2019 at 5:02 pm

    Não estou conseguindo pagar minahs compras no aliexpress, fica dando o erro: errot code csc_7200022. Alguém pode me ajudar?

    Reply
    • Racheed Muthue says

      August 29, 2019 at 6:58 am

      Que tipo de pagamento você deseja comprar?
      É cartão de crédito?

      Reply
      • Igor says

        September 13, 2019 at 6:03 pm

        O meu tb, cartão de crédito ou boleto, mesmo código de erro pros dois

        Reply
  12. M. Grazia Cattelan says

    August 27, 2019 at 8:18 pm

    Ho, da tempo, un problema con i pagamenti… Avevo la mia carta scaduta… ho dato la nuova scadenza, ma Aliexpress non l’accetta. Cosa posso fare?

    Reply
  13. Rupesh lakandri says

    August 30, 2019 at 7:30 am

    How can I pay from nepal? I don`t have the card said above.

    Reply
  14. Allistair Brainers says

    September 9, 2019 at 12:07 am

    Hi, I’m in South Africa. I would like to purchase software. What is the best ways to pay for it. The payment for the software must it include the shipping amount?

    Reply
  15. Samuel says

    September 28, 2019 at 7:41 am

    Hi , I ‘m in Burundi .I am interesting to buy electronics instruments , but don’t know the best way of the payment for those who don’t VISA or MASTER CARD, etc…

    Reply
  16. Abid Mughal says

    October 29, 2019 at 7:02 am

    What is Ali express account no for transfer
    Money from Pakistan through bank

    Reply
  17. Afnan says

    November 5, 2019 at 2:33 pm

    I entered my visa debit card number but it does not work. It shows ‘declined’. Why does it show ‘declined’?

    Reply
  18. Frank says

    November 8, 2019 at 8:17 am

    Please can I make payments on Ali express using an amazon gift card or Walmart steam?

    Reply
  19. Najme says

    November 14, 2019 at 9:42 pm

    Hi , can I pay with Webmoney Paymer in Aliexpress?

    Reply
  20. Melanie Anderton says

    December 25, 2019 at 3:58 am

    Hi,

    I am wondering how to get a payment password. The seller is going to give me free shipping because of the quantity I am buying. He said to do a payment password so I could alter the shipping amount or something? Just not sure how to do this.

    Thanks

    Reply
    • Naval says

      July 30, 2020 at 8:16 pm

      Oui pareil c mon cas j comprend rien ,est ce que vous avez compris comment obtenir ce mot de passe . Merciii d m répondre

      Reply
  21. Chantel says

    January 2, 2020 at 11:56 pm

    Hey I’m in Germany and I’ve been trying to buy hair on Ali express with my Commerzbank bank debit card but every time it declines and it’s not accepted .what could be the problem ??

    Reply
  22. Farabi taha says

    January 8, 2020 at 6:25 pm

    Will i have to pay with an international card ? Like can i use my country’s bank card?

    Reply
  23. Sandii says

    January 18, 2020 at 12:29 am

    Hi

    I’m interested and want to know how I can pay from Papua New Guinea.

    Please help…

    Reply
  24. favour says

    January 21, 2020 at 5:18 pm

    pls can valve card be accepted for begginers(Nigerian)

    Reply
  25. Chris says

    February 12, 2020 at 1:47 am

    Where do i find the escrow service? I cant seem to find it on the AliExpress site.

    Reply
  26. mahreen kalim says

    March 14, 2020 at 1:29 pm

    how can i pay without card?because i live in Karachi Pakistan.

    Reply
  27. Aditya says

    March 22, 2020 at 3:56 pm

    ING from NL is said as a non supported bank , i am on Maestro and its a EU bank ? Why does Alibaba refuse the payment

    Reply
  28. Anonymous says

    March 25, 2020 at 6:22 am

    Does AliExpress accept Amazon gift cards etc?

    Reply
  29. Legit says

    March 30, 2020 at 8:52 pm

    paypal does not work, when try to pay it show this error: aliexpress error code CSC_7200022

    Reply
  30. Besho says

    June 7, 2020 at 1:23 pm

    is it accept installment system?

    Reply
  31. Godfred Acquah says

    July 31, 2020 at 6:24 am

    Do you accept mobile money

    Reply
  32. Lisa says

    August 26, 2020 at 2:51 am

    I have a Netspend debit Visa card but I don’t have no bank account can I still use it in your store and pay later every month with my card, by the way my name is Lisa admin and I like your store.

    Reply
  33. Nilian lila says

    September 18, 2020 at 6:54 am

    Please I want to know if it’s possible for someone in Japan to pay through the convenient stores. Thanks

    Reply
  34. Tehahe says

    September 22, 2020 at 9:16 pm

    boujour aliexpress est ce que vous accepté aussi les cartes de débit, travel mate UnionPay

    Reply
  35. A. Rasel says

    September 26, 2020 at 4:41 pm

    Hi
    I have been in contact with AliService several times in vain. I have a problem with payment methods. I can not order anything that the seller can reduce before payment. Why???
    I mean I do not have the option to order first and then the seller reduce the price before payment. something not without paying

    Reply
  36. Godfred Acquah says

    October 4, 2020 at 3:58 am

    Can I pay with mobile money

    Reply
  37. abdaul rasel hardani says

    October 9, 2020 at 10:02 pm

    Hi
    I have a problem and hope you can help me.
    How can the seller adjust the price when we agree on a price.
    When I order something and the seller had to adjust the price. Only one payment method is displayed and that is card payment.
    I have written several times to AliExpress Customer Service without success.
    Why no one knows the problem.

    Thanks

    Reply
    • Tarantina says

      October 25, 2020 at 6:52 pm

      Hi Abdaul,

      The best option is trying a different payment method as “webmoney”, then AliExpress will redirect you to an external platform. Close the windows and the payment will be outstanding and the seller can adjust the price. You can change the payment system after.

      Regards

      Reply
  38. Alaz says

    October 31, 2020 at 6:56 am

    i am purchasing goods. i proceed to payment. i am asked to reenter the credit card number already registered with aliexpress. Is this proceedure new? i have not been asked to reenter my credit card number as confirmation before.

    Reply
  39. Betterdays Aggrey Abells says

    November 12, 2020 at 8:23 am

    Thank you AliExpress

    Reply
  40. Grace Agbor says

    November 12, 2020 at 11:56 am

    I entered my master debit card number but it does not work. It shows ‘declined’. Why does it show ‘declined’?

    Reply
  41. Pam says

    December 2, 2020 at 12:29 pm

    Do they have cash on delivery?

    Reply
  42. Dennis says

    December 16, 2020 at 5:07 am

    Alipay method no english translation…

    Reply
  43. Kathy Lunsford says

    December 21, 2020 at 6:35 pm

    I use my vanilla prepaid visa to order products always worked fine for payment but now it won’t let me pay with my prepaid vanilla card it says something about an error security I think I forget what it said but why now will aliexpress not accept my card

    Reply
  44. Sandra says

    January 14, 2021 at 8:05 pm

    hello i have debit card from post bk can i use it for payment on Alibaba

    Reply

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